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Reserve Principles for Individual Health Insurance
in spite of the fact that mortality costs increased with age. Since mortality costs in later policy years ... years would exceed the mortality portion of the adopted level premiums, insurers were required to set ...- Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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A New Approach to Premium, Policy and Claim Reserves for Health Insurance
attempting construction of a disa- bility continuance table built on a theory of partial or conditional incurral ... probabilities of termination built into the continuance table itself. Again, it is the contract that resolves ...- Authors: E Paul Barnhart, David L Creswell, Judy C Engels, Charles Habeck, Anthony J Houghton, Mark E Litow, W H Odell, Claude Y Paquin, Robert Shapland
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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Professional Development
appropriate for joint or separate treatment with U.S. topics. Section 9. is the Miscellaneous section ... I have one comment regarding notation. In one table, you defined a "Cash Loss Ratio" using Incurred ...- Authors: E Paul Barnhart, Application Administrator, Robert Dobson, Alan N Ferguson, Charles Habeck, Anthony J Houghton, Frank Reynolds, Robert Shapland, Edward J Wojcik, Donald R Anderson
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge; Professional Values
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Recent Development in Health Insurance Minimum Loss Ratio Regulation
more debate and discussion than any other was the table of proposed minimum loss ratios which is included ... regulatory authorities to have a relatively simple table with the industry's need to have a range of loss ...- Authors: E Paul Barnhart, Robert C Nuding, Francis T O'Grady, Robert Shapland
- Date: May 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Issues Related To Health Insurance Reserves
that went into the determination of any particular table of claim costs. We need to keep in mind that we ... minimum standards with respect to interest and mortality (page 23 of the May 27, 1986 report). MR. ROBERT ...- Authors: E Paul Barnhart, Russell R Conn, W H Odell, Donald M Peterson, Robert Shapland
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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The Future Of Individual Comprehensive Medical Expense Insurance
obliged to make. For example, a family in their 40's with children can easily be spending $300 a month ... just an average premium for a family in their 40's. For older lives and for high cost areas the prices ...- Authors: E Paul Barnhart, Application Administrator, Bill Chen, John Cumming, Alan N Ferguson, Charles W Kraushaar, Donald M Peterson, Robert Shapland, Richard B Sieben, James Eric Olson
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance